If you came to my camp yesterday you would have made this card along with other projects geared for the Holidays.  These trees are embossed with various embossing folders from the gold foil card stock.  To save as much card stock as possible the gold layer under the Night of navy with the trees was used to punch out the 3 trees.  Then embossed.  There was still enough of foil card stock left to slide under the Night of Navy layer.  Sentiment if from the hostess set Good Greetings.